Blog written in
response to the following article:
This article both interested and terrified me. I know that I
am among a growing (hopefully not majority) group of people who are thoroughly
confused by their own health insurance and the process of navigating the
healthcare system. It always seems to go that just when I feel as though I have
a handle on healthcare, the rug is pulled out from under me – sometimes in the
form of a astronomical bill that I was sure would have been covered, and other
times in articles or stories such as this one.
This article scared me in two different ways. First and
foremost, it made me incredibly anxious about the everyday possibility of an
injury. I walk up and down stairs every day, cross streets, drive in cars….and
I haven’t gotten hurt in a while! It’s statistically reasonable to assume that
my next accident is just around the corner (knocking on wood as I type) and
with it will come substantial debt! I better be extra careful…but where will
those thousands of dollars for five stitches come from? I’d rather superglue a
cut together and hope for the best than land up a financial creek without a
paddle. Secondly, this makes me terrified for the lower income populations in
our community. So many people I come into contact with at SafePlace or in the
community don’t have the time or money to go to a doctor for every ailment and
pay the copays, so they wait until they are extremely sick or hurt (or just
have a REALLY bad flu) and they go to the emergency room. I have known for a
long time that medical costs are the #1 way people in America fall in to debt,
but this article helped me to see how it hits much closer to home than I would
like.
I was just talking to someone the other day about how illnesses and injuries may just be a road bump for some people but for others it can be a complete setback that leads them to rock bottom. I, personally, wish that America can just have a healthcare system like Britain or Germany, where all the citizens are covered and nobody goes bankrupt due to medical bills.
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